Step 2 of 7
Payments/Incentives
Choose financing options and discover available rebates
In this step, you'll explore your payment options including financing, leasing, or paying cash. We work with multiple lenders to find you the best rates and terms. You'll also discover all available incentives, rebates, and special offers including manufacturer rebates, loyalty bonuses, military discounts, and seasonal promotions. Our system automatically applies all eligible incentives to give you the best possible price.
Common questions about this step
What financing options are available?
We offer traditional auto loans from 36 to 84 months, lease options for select vehicles, and of course, you can pay cash. We work with multiple lenders including banks, credit unions, and manufacturer financing to get you the best rates.
How quickly can I get approved for financing?
Most customers receive instant pre-approval within minutes. In some cases, additional documentation may be required, which can take 24-48 hours to process.
What types of incentives are available?
Incentives vary by manufacturer and can include cash rebates, low APR financing, lease specials, loyalty bonuses for returning customers, military discounts, recent graduate programs, and seasonal promotions.
Can I combine multiple incentives?
In many cases, yes! However, some incentives cannot be combined with others. Our system will automatically apply the combination that gives you the maximum savings.
What if I want to pay cash?
Paying cash is always an option! You can pay via wire transfer, certified check, or arrange payment through your bank. Cash purchases often qualify for additional discounts.