Step 3 of 7
Insurance Products
Explore protection plans and extended warranties
This step helps you understand and choose additional protection products like extended warranties, gap insurance, and maintenance plans that can protect your investment. You'll answer questions about your driving habits, coverage preferences, and budget to receive personalized recommendations. All products are optional, but many customers find value in protecting their vehicle investment.
Common questions about this step
What protection products are available?
We offer extended warranties, gap insurance (which covers the difference between what you owe and what insurance pays), tire and wheel protection, maintenance plans, and paint protection packages.
Are these products required?
No, all protection products are optional. However, many customers find value in products like gap insurance and extended warranties for peace of mind.
Can I add these products later?
Some products like extended warranties can be added later, but others like gap insurance must be purchased at the time of sale. We recommend reviewing all options during your purchase for the best coverage and pricing.
How much do these products cost?
Costs vary depending on the product, your vehicle, and coverage level. Most products can be financed into your loan, so you'll see the impact on your monthly payment before making a decision.
What if I already have some of this coverage?
We'll review your existing coverage to avoid duplication. For example, if you already have gap coverage through your insurance, you won't need to purchase it again.
Can I use the maintenance plan anywhere in the US?
Yes. Maintenance plans through Total Care Auto are accepted at any authorized service center nationwide. You are not limited to the selling dealership.
How do I cancel a protection product?
Contact the selling dealership directly. Refunds are prorated based on time and mileage used. If financed, the refund is applied to your loan balance.
Can I cancel products from a previous purchase and apply them here?
Products from a previous purchase can be cancelled and the refund applied to your new deal. This is handled at the dealership level after you complete your Clicklane purchase. The dealership team would be happy to assist once they finalize your vehicle.
Are these products transferable if I sell the car?
Most Vehicle Service Contracts and maintenance plans can transfer to the new owner, which adds resale value. Contact the dealership or Total Care Auto to initiate the transfer before the contract expires.