Financing & Payments

We work with customers across all credit spectrums. While higher credit scores qualify for better rates, we have financing programs for customers with credit scores as low as 500. We partner with multiple lenders to find the best option for your situation.

Down payment requirements vary based on the vehicle price, your credit profile, and loan terms. Many customers put down 10-20%, but some programs allow for as little as $0 down. Your trade-in value can also be applied as a down payment.

Monthly payments are based on the vehicle price, down payment, loan term, interest rate, taxes, and any additional products. Our payment calculator shows you exactly how each factor affects your monthly payment, so you can adjust terms to fit your budget.

With financing, you own the car and build equity - great if you plan to keep it long-term or drive lots of miles. With leasing, you pay for the car's depreciation during your term with lower monthly payments, then return it - ideal if you like driving newer cars every few years. Our payment calculator lets you compare both options side by side.